I am going to buy this beautiful house I am living in. I have dreamed about it, "envisioned" it, seen myself at the end process with the deed in hand. The only unknown in this equation is where to come up with the down payment and closing costs. So all you financial whizzes--how can I come up with a total of approx. $20K in about 3-4 months? It doesn't need to come from one source, it just needs to add up. Please, private message me with any ideas.