Credit cards, Recession and the 2008 Elections
© 2007, Libertiny Financial LLC

I'm always amused by the various government agencies and their associated "think tank's" specific definitions of when we're in a recession. They use very specific criteria and are extremely precise in their calculations for the start and end of an event that by it's nature is somewhat vague. It reminds me of a test that I took in one of my engineering classes during undergrad school: My answer was given out... read more

Global Warming
(c)2007, Libertiny Financial LLC

As my Airbus A320 bumped along in turbulence while I was flying back from Washington D.C. to Detroit, one of the underlying questions discussed during my stay in Washington "is humankind the cause of climate change?" took on a more immediate role in my mind. Sure, part of the immediacy was my vigorous attempts at not depositing my glass of juice onto my suit (successful), but there was also the issue of "root-cause" that's always at the fo... read more

The 2008 U.S. Presidential Elections
Why the U.S. auto industry crisis is a precursor to what the next President will face on a national level.
(c)2007 by Libertiny Financial LLC

The United Autoworkers Union (UAW) was developed to help provide a good quality of life for America’s middleclass by providing fair wages, accessibility to health insurance, and a retirement pension amongst other critical items. UAW members became part of the middleclass which continues to be the backbone of Am... read more