October 3, 2007
Razor is a really cool person. He's the kind of guy that ALWAYS makes you feel welcome at the party. He's always nice enough to pretend to be happy to see me.. ;) If I'm bored at a party, finding Razor is a good way to remedy that. He's probably having fun and willing to share it.
Razor |
Living on the EdgeLocation
about me
Hedonogamist: Screw Poly! screw Monogamy! But I am ok with Monopoly
Pretty easy going unless you spray me with water and then let the blood letting begin. I tend to slur my typing more while sober? I am very much anti GHB, please don't let me know your doing it and certainly never bring it on my property. I won't talk about Politcs nor Religion, I feel my personal beliefs are mine and you won't be able change them if you dissagree and if you agree what is the point. And I personally don't have the political and religious funny bone, those jokes and TV shows are as funny to me as a fart in church.
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What the
The biggest gains over the last month has been in Santa Barbara County, though its coastal high-end properties have seen a large drop. The biggest losses have been in the central valley though CAR isn't posting their data. I suspect some areas have seen price drops near 45% over the last year in some of the areas I have been watching and it has become a REO driven area (bank owned properties). Great bargains are out in that area.
Thu, May 1, 2008 - 1:18 PM
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--- Friday, April 25, 2008 C.A.R. reports sales dec... read more 
I thought these articles from NAR (the guys who run Realtor.com) were interesting for us in particular:
Fri, April 11, 2008 - 10:55 AM
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----- Top 10 Best Cities for Home Sellers Four factors are widely seen as affecting whether a housing market is a good one for sellers: job growth, amount of new construction, vacancy rates, and credit availability. Forbes magazine used a variety of resources to determine how the country’s 40 largest metro areas fared according to these measures. The result is this list of top 10 ci... read more 
I am trying to recreate what I use to get monthly from Coldwell Banker, now that I am at a new Brokerage this is something I need to work with more personally. I will try and stream line this data and not print the full press release entirely:
Tue, April 1, 2008 - 7:39 PM
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------- Monday, March 24, 2008 C.A.R. reports sales decrease 28.5 percent, median home price falls 26.2 percent in February (from Feb 2007 to Feb 2008) Highlights of C.A.R.'s resale housing figures for February 2008: *C.A.R.'s Unsold Invento... read more 
Here is an article I saw that had some really good advice for buyers in this market and what to expect in the process:
Tue, March 18, 2008 - 4:57 PM
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Now is a great time to buy a home, say the financial gurus at the Wall Street Journal. The Journal calls it a buyers market and offers these suggestions for first-timers getting their feet wet. While their advice is solid, it’s not revolutionary, but some potential customers might find it reassuring. Remember this is a place to live not a stock market investment, t... read more 
FHA Loans are great 97% or higher loans, but had a little over $362,000 loan limit and in CA you couldn't get much more than a condo or mobile home. These are good loans for people with sub prime ranking. The new limit is along the lines of the new fed standards being implemented at $729,750. Here is an article from the Ca Association of Realtors:
Mon, March 10, 2008 - 4:01 PM
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Government Announces Conforming Loan Limit Increases The Office of Federal Housing Enterprise Oversight (OFHEO) today announced it has te... read more 
DEBT RELIEF BILL CLEARS KEY SENATE COMMITTEE
Thu, February 28, 2008 - 12:24 PM
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A bill that would make it possible for California taxpayers to avoid paying taxes on forgiven mortgage debt through a short sale, short payoff or some other loan modification, recently passed a key senate committee. Senate Bill (SB) 1055, authored by Sen. Michael J. Machado, passed the Senate Revenue and Taxation Committee on an 8-0 vote. The measure would help California taxpayers whose lenders have forgiven a portion of their mortgage debt, ... read more 
Hi All, I just changed offices from Coldwell Banker to RE/Max Executive and really excited about the move. My new office # is (925) 455-2433 in my new big private office too cool! But my blog will now take on a new look too. Last week I had a request for info on Project Lifeline and this was just published yesturday:
Thu, February 21, 2008 - 10:59 AM
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~ 'Lifeline' For More 'Hope Now' by Broderick Perkins The Hope Now Alliance, initially a broad-based subprime mortgage rescue effort, is getting an extra lifeline from... read more 
This one got off from the company president kind of late but here is what he wrote for us for this week and probably last week as well:
Wed, February 13, 2008 - 2:21 PM
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Weekly Market Watch February 3, 2008 Again, we saw a week of very busy open homes in practically every area. Historically, Super Bowl weekend is fairly calm, but we saw large numbers of groups moving through our more than 330 open homes in all prices ranges on both Saturday and Sunday. It’s a good move on the part of those buyers to be acti... read more 
WHAT LIES AHEAD
Tue, February 12, 2008 - 3:51 PM
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With the traditionally slow December and January months behind us, we now look to what lies ahead. There has been tremendous buzz lately in the real estate industry about the possibility of the government raising the conforming loan limit which would surely have a positive effect on our local marketplace by driving more capable buyers into the market. And, if history is any indicator, the 2008 real estate market should hold its own because during election years it traditi... read more 
Coldwell Banker Weekly Market Watch
Tue, February 5, 2008 - 11:01 AM
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January 21-27, 2008 Out of curiosity, I looked back in the archives and pulled up the Weekly Market Watch from the same week last year. A lot has certainly changed in the past year as we know. But it is interesting to note the number of things that didn’t change year over year. Potential buyers are out in droves at the open houses in practically every single market. Parts of the Peninsula and the City are still starving for fresh inventory. The h... read more 
Weekly Market Watch
Mon, January 28, 2008 - 4:02 PM
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January 28, 2008 On Tuesday of last week, the Feds slashed the Federal Funds rate and the Discount rate by three-quarters of a percentage point. This move is a positive sign for home buyers as well as homeowners with adjustable rate mortgages – the cut puts more downward pressure on mortgage rates. Rates have been moving down for several months now and Tuesday’s cut helps to continue this movement. Lower rates increase the affordability of homes. In addition, this ... read more 
Weekly Market Watch
Thu, January 17, 2008 - 2:54 PM
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January 16, 2008 The New Year seems to be starting off with a bang! Yes - the headlines continue spouting the latest “factoids” about the implosion of the housing market from whatever company is cranking out the latest set of numbers. However, buyers may have reached the tipping point and seem to realize that the only way to find out if they can get the best deal on the home of their dreams is to TRY. And they’re out in full force doing just that in most of o... read more 
There hasn't been anything new from my company (these Realtors really like to party and they like their Baily's), I notice this today in an NAR email and was pretty interesting. Some good ideas some not so brilliant but OK.:
Fri, January 4, 2008 - 3:43 PM
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Daily Real Estate News | December 31, 2007 How Green Remodeling Pays Off Green remodeling can pay off — not only in lowered utility bills, but also in buyer appeal when the property is sold. Here are some green things to consider. Site selection. Prefer in... read more 
Weekly Market Watch
Mon, December 17, 2007 - 9:53 AM
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December 9, 2007 From Castro Valley to San Francisco, Menlo Park to Livermore and Walnut Creek, we’re hearing that buyer activity is surprisingly busy for this traditionally slower time of year. In some areas, this can be attributed partly to the great selection of value-priced homes on the market. It can also be attributed to the fact that there are fewer buyers and fewer sellers around during the holiday season – and the ones that are in the market are very serio... read more 
Weekly Market Watch
Mon, December 10, 2007 - 10:13 AM
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Week of December 2, 2007 How many different reports came out came out this week? It seems that every day, another dozen or so indices, studies, surveys and reports about the housing industry make the headlines. Perhaps too many, because from what we are seeing in many of our market areas, buyers may have finally decided not to listen to all of these numbers anymore, and are instead getting financing approved, making offers, signing contracts and moving into the home ... read more 
As a Realtor I get these stats each month and some times more frequently. I thought you might find them interesting since everyone is always curious to some level about the real estate market.
Wed, November 28, 2007 - 5:20 PM
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November 2007 A SEASON OF OPPORTUNITY As 2007 winds down and we reflect on the changes that have taken place in the Northern California real estate market this year, we can debate whether now may be the time to buy or if the New Year will present “added” opportunity. Unfortunately, there is n... read more
Just in from a reliable source in Gerlach: For safety issues the feds and BLM are closing the gates at BRC this year until the dust storms subside! The gates will not open until visibility clears to 4miles. Traffic is already backed up to the Nixon indian reservation. And with zero visibility there have been too many injuries with people not seeing the cacti and there have been many Sage Badger attacks in the desert.
Wed, August 22, 2007 - 12:56 PM
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bm.tribe.net/thread/ca16...dbaab2c6953c 
Over the last few months I have been looking to go back to work somehow but on my own. Not in a cubicle or stuck in a lab or working for someone. I wanted to do something starting my own business or something. Finally I decided on using that DRE license I got a while back and became a real estate agent (Realtor) plus it was very low overhead with respect to starting a business. Yeah I know it is a down market and all but now is the best time to buy property which I would love to do right ...
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Wed, February 7, 2007 - 9:07 PM
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Believe by Cher, written right after Sonny Bono died while she grieved. I have had that running in my head this last month. so sad.
Fri, September 9, 2005 - 11:50 AM
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